Ford Financing near Suwanee, GA

Once you've found the new or used Ford you love, it's time to explore your auto financing options. That's where the Billy Howell Ford finance team comes in. Our Ford financing specialists are at the ready to answer any questions you may have about the differences between leasing vs. buying a car so that you can make the right decision for your lifestyle and situation. Then, the team at our Ford dealership near Suwanee, GA, will work with you to develop a monthly car payment plan that you're happy with.

Through our long-standing relationships with trusted financial institutions, we can help you get approved for a great auto loan rate. Or, if you'd prefer to start a new Ford lease, we'll work with you to hammer out all the fine details. And don't forget to ask us about how you can save with our exclusive new Ford lease specials and used car finance incentives!

What Does Your Credit Look Like?

Whether your credit is perfect or not so great, we can create a custom financing package for your next vehicle purchase.

How Do I Get Started?

When you are considering auto financing in Cumming, GA, there are several factors you have to consider. Those factors can include your budget, how many vehicles you need, how long you want to have your car loan for, and more. Let's go over some of the important factors when it comes to securing your next auto loan with Billy Howell Ford Lincoln!

Auto Loan Budget

Budget, budget, budget. You hear that word a lot, but it is very important. Before getting your auto loan, you should have a good idea of what your budget is for both your monthly payments and total cost. Your monthly payments may change based on the length of the auto loan term as may the total cost of the loan.

If you'd like to easily test out different scenarios when it comes to your next auto loan, use the Auto Financing Payment Calculator on our website. You can put in the expected loan amount, down payment total, what you expect from a trade-in, term length, and interest rate and you'll get a final monthly payment estimate. Our Payment Calculator also can help you calculate your purchasing power - if you already know what monthly payment you want, you can enter that amount as well as expected down payment, trade-in value, term length, and interest rate. The calculation will show you an estimated total on the price of a vehicle you could afford within your budget.

Getting Pre-Approved for Auto Financing

To speed up the loan process, you can get pre-approved for auto financing in Cumming, GA! By using our free credit application, we will be able to put together an auto loan package that works for you. The application process is quick and easy, plus it can be done from home! Just go to our pre-approval page to start your credit application with Billy Howell Ford Lincoln!